The Restoration Hardware Credit Card
Create an inspired home with a Restoration Hardware credit card.
Cardholder
Benefits
- Special financing options for qualifying purchases.¹
- One point earned for every dollar spent*.²
- Points awarded on all of your Restoration Hardware or Restoration
Hardware Baby & Child purchases (net of returns and credits).
- A $25 Rewards certificate for every $500 you spend (ie, 500 points
you accumulate) during a calendar year.
- Convenient online account management, including bill pay.
- No annual fee.
Restoration Hardware Rewards
For questions about Restoration Hardware Rewards, please contact Restoration
Hardware Credit Card Customer Service at 866-522-8014 (TDD/TTY
800-695-1788).
* The Restoration Hardware Rewards Program is provided by
Restoration Hardware, which is solely responsible for the program
operation. Restoration Hardware may change the terms of the program at any
time. Learn more.
¹ See Special Financing Options or
visit a store for details.
² Learn more about Restoration Hardware
Rewards.
Special
Financing Options
-
No Interest if paid in full within 12 months.
If the balance is not paid in full in 12 months from date of
purchase, interest will be imposed from the date of purchase at an
APR of 24.99%. This APR will vary and is based on
the Prime Rate. Payments are required during the promotional period
(as described in your credit card agreement). Minimum monthly
INTEREST CHARGE of $1.00. Purchase must be charged to your
Restoration Hardware credit card account. Minimum purchase of
$1,000 for 12 months required.
Apply Today
To apply for the Restoration Hardware Credit Card, or to review your
existing account, click here. If approved for a Restoration Hardware
card, your account will be valid immediately. If you choose to receive your
account number online, please save it for your records. Your permanent card
will arrive via USPS. Application is available to US residents only.
Already a Card Holder?
Manage your account online. You can pay a bill, view
your statement, update personal information, add authorized buyers, or
request a credit limit increase.
Frequently Asked Questions
- How do I apply?
You can apply for a Restoration Hardware Credit Card through our website or at any Restoration Hardware store in the US. Find the store nearest you here.
- Who do I contact for further information or for account inquiries?
Please contact Restoration Hardware Credit Card Customer Service at 866-522-8014 (TDD/TTY 800-695-1788).
- What are the benefits of the Restoration Hardware Credit Card?
View the summary of cardholder benefits and special financing options.
- Where can I use my RH credit card to make purchases?
Use your card online, when placing an order via phone, or at any of our Restoration Hardware or Restoration Hardware Baby & Child stores.
- Can I use the RH Credit Card in your Canadian stores?
Sorry, we are not able to process applications or accept the Restoration Hardware Credit Card in any of our Canadian stores.
- How do I know how much I have available on my credit card?
To find out how much available credit is on your Restoration Hardware account, please contact Restoration Hardware Credit Card Customer Service at 866-522-8014 (TDD/TTY 800-695-1788).
- What if I don't have enough available credit on my account to complete this purchase?
Please contact Restoration Hardware Customer Service at 800-910-9836.
- Can I make a Restoration Hardware Credit Card account payment online?
Absolutely. You can also review your statements and account status, update your personal information, add authorized users to your account and even request a credit limit increase. Just click on the Restoration Hardware Credit Card link at the bottom of this or any other page on our website, and follow the prompts to access your account.
- What type of rewards do I receive for using my Restoration Hardware Credit Card?
You'll receive a 5% reward on purchases made with your Restoration Hardware Credit Card, as follows:
- You'll accrue one point for every dollar spent with your card *.
- Points will be rewarded on all of your Restoration Hardware or Restoration Hardware Baby & Child purchases (net of returns and credits).
- You'll receive a $25 rewards certificate for every $500 you spend (ie, 500 points you accumulate) during a calendar year.
Restoration Hardware Reward Certificates are redeemable for merchandise at any Restoration Hardware store or via our catalogs, and are valid for 90 days after date of mailing.
*The Restoration Hardware Rewards Program is provided by Restoration Hardware, which is solely responsible for the program operation. Restoration Hardware may change the terms of the program at any time. - If I earn a Rewards Certificate, how may I redeem it?
Via one of our stores: Simply bring your certificate into any US location. The amount of your reward will be deducted from your total purchase amount. Find the store nearest you here.
Via one of our catalogs: For Restoration Hardware, call 800-910-9836. For Restoration Hardware Baby & Child, call 800-762-1751. Let the sales representative know that you have a Rewards Certificate to be applied towards your purchase. You will need to send the original certificate, with your order number noted, to our catalog processing center at the address below. Your Restoration Hardware Credit Card will be credited upon receipt of your certificate
Restoration Hardware or Restoration Hardware Baby & Child
Attention: Customer Service 2900 North MacArthur Drive - Suite 100 Tracy, CA 95376
- I just got my statement and the payment plan isn't what I thought it would be. Who should I contact?
Please contact Restoration Hardware Customer Service at 800-910-9836.
- I made a mistake when selecting my plan. Who should I contact?
Please contact Restoration Hardware Customer Service at 800-910-9836.
- What is the payment address?
Comenity Bank
PO Box 659705
San Antonio, TX 78265-9705
- Are my online purchases secure?
Your security is important to us, and we guarantee that shopping at restorationhardware.com is safe - no matter which credit card you use. We employ SSL (Secure Socket Layer) encryption to protect your information.
- How do I close my account?
Please contact Restoration Hardware Credit Card Customer Service at 866-522-8014 (TDD/TTY 800-695-1788).