The Restoration Hardware Credit Card

Create an inspired home with a Restoration Hardware credit card.

Cardholder Benefits

  • Special financing options for qualifying purchases.¹
  • One point earned for every dollar spent*.²
  • Points awarded on all of your Restoration Hardware or Restoration Hardware Baby & Child purchases (net of returns and credits).
  • A $25 Rewards certificate for every $500 you spend (ie, 500 points you accumulate) during a calendar year.
  • Convenient online account management, including bill pay.
  • No annual fee.

Restoration Hardware Rewards
For questions about Restoration Hardware Rewards, please contact Restoration Hardware Credit Card Customer Service at 866-522-8014 (TDD/TTY 800-695-1788).

* The Restoration Hardware Rewards Program is provided by Restoration Hardware, which is solely responsible for the program operation. Restoration Hardware may change the terms of the program at any time. Learn more.

¹ See Special Financing Options or visit a store for details.

² Learn more about Restoration Hardware Rewards.

Special Financing Options

  • No Interest if paid in full within 12 months. If the balance is not paid in full in 12 months from date of purchase, interest will be imposed from the date of purchase at an APR of 24.99%. This APR will vary and is based on the Prime Rate. Payments are required during the promotional period (as described in your credit card agreement). Minimum monthly INTEREST CHARGE of $1.00. Purchase must be charged to your Restoration Hardware credit card account. Minimum purchase of $1,000 for 12 months required.

Apply Today

To apply for the Restoration Hardware Credit Card, or to review your existing account, click here. If approved for a Restoration Hardware card, your account will be valid immediately. If you choose to receive your account number online, please save it for your records. Your permanent card will arrive via USPS. Application is available to US residents only.

Already a Card Holder?

Manage your account online. You can pay a bill, view your statement, update personal information, add authorized buyers, or request a credit limit increase.

Frequently Asked Questions